Last reviewed and updated June 22, 2026

Terms and Conditions

Governing Your Use of Korlavimex

These Terms and Conditions govern your access to and use of korlavimex.sbs, including all educational content, guides, calculators, worksheets, and downloadable resources published on this platform. By continuing to browse or use this website, you confirm that you have read, understood, and agreed to be bound by the terms set out below. If you do not agree with any part of these terms, please discontinue use of the platform. Korlavimex reserves the right to update these terms at any time, with changes taking effect upon publication on this page. We encourage you to revisit this document periodically, particularly if you are a regular user of our educational resources and planning tools.

Nature of This Platform

Korlavimex is an educational content platform providing general information about personal finance, budgeting, saving strategies, emergency fund planning, and everyday money management. All content published on korlavimex.sbs is intended solely for informational and educational purposes. Nothing on this website constitutes professional financial advice, investment guidance, tax advice, legal counsel, insurance recommendations, debt management services, or any form of personalised financial planning. The platform does not offer, promote, or sell any financial products or services of any kind. Users who require personalised financial guidance are strongly encouraged to consult a qualified financial adviser or relevant professional registered with the appropriate South African regulatory authority. Korlavimex is not responsible for any financial decisions made by users in reliance on general educational content published on this platform.

User Eligibility and Access

Access to korlavimex.sbs is intended for adults aged 18 years and older who are seeking to improve their general financial literacy and understanding of personal money management. By using this platform, you confirm that you are at least 18 years of age and that you are accessing the content for personal, non-commercial educational purposes. Korlavimex reserves the right to restrict or terminate access to any user who violates these terms, misuses platform resources, or engages in conduct that disrupts the educational experience for other users. Access to the platform is provided on an as-available basis, and Korlavimex does not guarantee uninterrupted availability of any content, tool, or feature at any given time.

Intellectual Property Rights

All content published on korlavimex.sbs — including articles, guides, calculators, worksheets, downloadable templates, graphics, and site design elements — is the intellectual property of Korlavimex and is protected under applicable South African copyright law. You may access, read, and download content for your own personal, non-commercial educational use. You may not reproduce, republish, distribute, sell, sublicense, or otherwise use any platform content for commercial purposes without prior written permission from Korlavimex. Quoting brief excerpts for educational commentary or referencing the platform in non-commercial contexts is permitted provided appropriate attribution to korlavimex.sbs is included. Any unauthorised use of platform content may result in legal action under applicable intellectual property legislation.

Acceptable Use Policy

By using korlavimex.sbs, you agree to access and engage with content in good faith and for lawful educational purposes only. You must not use this platform to engage in any activity that is unlawful, harmful, misleading, or disruptive to other users. Prohibited conduct includes attempting to gain unauthorised access to any part of the platform or its underlying systems, scraping or harvesting content at scale without written permission, distributing malware or interfering with platform security, impersonating Korlavimex or any member of the editorial team, and misrepresenting educational content as personalised financial advice in any context. Korlavimex reserves the right to investigate and take appropriate action — including legal remedies — against any user found to be engaging in prohibited conduct.

Disclaimer of Financial Advice

Korlavimex explicitly does not provide financial advice, investment recommendations, tax guidance, insurance counsel, retirement planning services, debt management assistance, or any form of personalised financial recommendation. All content on this platform is general educational information only, prepared to improve financial literacy in a broad sense and not tailored to any individual's specific financial circumstances, income, obligations, goals, or risk profile. The educational calculators and planning worksheets available on this platform are learning aids designed to help users explore financial concepts using their own numbers — they do not produce financial advice outputs. Results generated by any calculator or worksheet should not be treated as professional guidance. Always consult a registered financial professional before making significant financial decisions.

Limitation of Liability

To the fullest extent permitted by applicable South African law, Korlavimex, its editorial team, contributors, and affiliated parties accept no liability for any loss, damage, expense, or harm — direct or indirect — arising from your use of this platform or reliance on any content, tool, calculator, or downloadable resource published here. This includes but is not limited to financial losses resulting from decisions made based on general educational content, errors or omissions in any guide or article, technical failures affecting calculator or tool functionality, and outcomes that differ from illustrative examples used in educational material. Korlavimex provides this platform on an as-is basis without warranties of any kind, whether express or implied, regarding accuracy, completeness, suitability, or availability of any content or feature.

Third-Party Links and Resources

Korlavimex may include links to third-party websites or external resources for reference or additional educational context. These links are provided for convenience only and do not constitute an endorsement of any third-party organisation, product, service, or content. Korlavimex has no control over the accuracy, availability, or practices of any linked external site and accepts no responsibility for the content or conduct of third parties. Visiting an external link from korlavimex.sbs does not imply any affiliation between Korlavimex and the linked organisation. Users who follow external links do so at their own discretion and should review the privacy policies and terms of any third-party website they visit independently of this platform.

Privacy and Data Protection

Korlavimex is committed to handling personal information responsibly and in accordance with the Protection of Personal Information Act of South Africa. Information collected through this platform — including contact form submissions, newsletter subscriptions, and anonymised usage data — is used solely to operate and improve the educational experience this platform provides. Korlavimex does not sell, rent, or share personal information with third parties for commercial or marketing purposes. A full explanation of how we collect, use, store, and protect personal information — and how you can exercise your rights under POPIA — is available in our Privacy Policy, which forms part of the overall terms governing your use of this platform.

Modifications to Terms

Korlavimex reserves the right to amend, update, or revise these Terms and Conditions at any time without prior individual notification. Changes become effective immediately upon publication on this page. The version number and date shown at the top of this document reflect when the terms were most recently reviewed and updated. Significant changes that materially affect user rights or obligations will be communicated to registered users by email where possible. Continued use of korlavimex.sbs after any update to these terms constitutes your acceptance of the revised version. If you do not agree with updated terms, you should discontinue use of the platform and may request deletion of any personal information we hold about you by contacting us through the contact page.

Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of South Africa, including applicable consumer protection, intellectual property, and data privacy legislation currently in force. Any dispute arising from or related to your use of korlavimex.sbs or these terms shall be subject to the exclusive jurisdiction of the competent courts of South Africa. If any provision of these terms is found to be invalid or unenforceable under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and all remaining provisions shall continue in full force and effect without interruption. These terms represent the entire agreement between you and Korlavimex regarding your use of this platform.

Questions About These Terms

If you have questions about any clause in these Terms and Conditions, want clarification on the educational scope of this platform, or wish to report a concern about how these terms are applied, our team is happy to assist. We aim to respond to all terms-related enquiries within a reasonable timeframe. You can reach us through the contact page on korlavimex.sbs, and your query will be directed to the appropriate team member without unnecessary delay. We are committed to being transparent about how this platform operates and what these terms mean in practice for everyday users of our educational resources.

Email Address: content@korlavimex.sbs

Phone Number: +27128042943

Office Address: 377 Rivonia Boulevard, Rivonia, Johannesburg 2128 South Africa

Effective Date: These terms are effective as of June 22, 2026 Version: Version 2.1
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